Personal Loan Calculator

Personal Loan Calculator

Estimate personal loan EMI, total repayment and monthly affordability for short-to-medium tenures.

Loved by 250k+ users with 4.8 rating

Live EMI tool Calculator

Amount, rate, tenure Inputs

EMI and repayment Result

Bank providers

Popular banks to compare for personal loan planning

After estimating the EMI, shortlist banks that match your amount, tenure and eligibility needs. Use these bank links to continue provider research, compare indicative repayment values and decide where to submit your details.

SBI Public Sector Banks

HDFC Bank Private Sector Banks

ICICI Bank Private Sector Banks

Axis Bank Private Sector Banks

Kotak Bank Private Sector Banks

PNB Public Sector Banks

Bank of Baroda Public Sector Banks

Canara Bank Public Sector Banks

Calculator workspace

What you can calculate

Monthly EMI

Enter loan amount, interest rate and tenure to estimate the monthly payment.

Total interest

See how much interest may be paid across the selected repayment period.

Total repayment

Use the result as a planning benchmark before checking lender-specific terms.

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Personal Loan Calculator Live EMI planner

Adjust the amount, interest rate and tenure to see estimated repayment values.

Feel free to use our Personal Loan Calculator

Loan AmountEnter the amount of the loan you wish to apply for.

₹

No. of PaymentsSpecify the duration or terms of the loan (e.g., 12 months, 24 months).

Payment ModeChoose the preferred payment mode for the loan (e.g., In Advance, In Arrears).

Interest RateIndicate the applicable interest rates for the loan.

Balloon AmountIf applicable, enter the balloon amount, which is a lump sum payment due at the end of the loan term.

₹

Down PaymentIf applicable, enter the down payment, which will be deducted from loan amount

₹

Extra PaymentIf applicable, enter the extra payment, which will be deducted from loan amount

₹

Period	Payment	Extra Payment	Interest	Balance

{frequency} Payment

₹

Total interest payable

₹ over

Balloon amount (20.00%)

₹20,000.00

Down Payment

₹

Extra Payment Amount

₹

Total Extra Payments

₹

Time Saved From Extra Payments

Interest Saved From Extra Payments

₹

Application fee

₹500

Monthly fee

₹10

Total regular fees

₹1440

Total fees

₹1940

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.