Home Loan Calculator

Home Loan Calculator

Banks Home Loan EMI Calculators

Compare home loan EMI options across public sector and private sector banks.

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20 Banks covered
5 to 30 years Popular tenures

Source, update and assumptions

Last reviewed

12 July 2026. Rate values are planning inputs and can be updated from the LCS admin rate page.

Bank source

Indian bank categories are aligned with the RBI public bank list. View RBI source.

Rate source

Admin-maintained indicative rates reviewed against public lender disclosures where available. Final rates depend on borrower profile and lender approval.

20 bank calculators

Choose a bank

Public Sector Banks SBI State Bank of India Rate from 8.50% 20L / 15Y EMI ₹19,695 Private Sector Banks HDFC Bank HDFC Bank Rate from 8.70% 20L / 15Y EMI ₹19,930 Private Sector Banks ICICI Bank ICICI Bank Rate from 8.90% 20L / 15Y EMI ₹20,167 Private Sector Banks Axis Bank Axis Bank Rate from 9.00% 20L / 15Y EMI ₹20,285 Private Sector Banks Kotak Bank Kotak Mahindra Bank Rate from 8.85% 20L / 15Y EMI ₹20,107 Public Sector Banks PNB Punjab National Bank Rate from 8.60% 20L / 15Y EMI ₹19,812 Public Sector Banks Bank of Baroda Bank of Baroda Rate from 8.55% 20L / 15Y EMI ₹19,753 Public Sector Banks Canara Bank Canara Bank Rate from 8.65% 20L / 15Y EMI ₹19,871 Public Sector Banks Union Bank Union Bank of India Rate from 8.60% 20L / 15Y EMI ₹19,812 Public Sector Banks Bank of India Bank of India Rate from 8.70% 20L / 15Y EMI ₹19,930 Public Sector Banks Indian Bank Indian Bank Rate from 8.65% 20L / 15Y EMI ₹19,871 Private Sector Banks IDBI Bank IDBI Bank Rate from 8.75% 20L / 15Y EMI ₹19,989 Private Sector Banks YES Bank YES Bank Rate from 9.35% 20L / 15Y EMI ₹20,704 Private Sector Banks Federal Bank Federal Bank Rate from 8.80% 20L / 15Y EMI ₹20,048 Private Sector Banks IndusInd Bank IndusInd Bank Rate from 9.20% 20L / 15Y EMI ₹20,524 Private Sector Banks IDFC FIRST Bank IDFC FIRST Bank Rate from 8.85% 20L / 15Y EMI ₹20,107 Public Sector Banks Bank of Maharashtra Bank of Maharashtra Rate from 8.60% 20L / 15Y EMI ₹19,812 Public Sector Banks Central Bank of India Central Bank of India Rate from 8.65% 20L / 15Y EMI ₹19,871 Public Sector Banks UCO Bank UCO Bank Rate from 8.70% 20L / 15Y EMI ₹19,930 Public Sector Banks Punjab & Sind Bank Punjab & Sind Bank Rate from 8.75% 20L / 15Y EMI ₹19,989

FAQs

What can I compare on this Banks page?

You can compare banks in this category by indicative home loan rate, bank page availability and common EMI scenarios before opening a dedicated bank calculator.

Are these rates final bank offers?

No. Rates shown here are indicative planning inputs. Final rates depend on the bank policy, credit profile, income, property details and approval process.

Should I apply directly after checking this page?

Use this page for shortlisting first. Before applying, verify the latest interest rate, fees, eligibility and documents on the official bank website or branch channel.

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